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After being downsized in 2007, DJ shifted from corporate America into real estate and ultimately found his true lane in mortgages. He built his production on one core principle: be the kind of partner to Realtors he wished loan officers had been for him. Be valuable.

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Hello and welcome!

If you are reading this, you are likely standing at the threshold of a major financial decision—whether it’s buying your very first home, moving into a bigger space, or refinancing to secure a better financial future. Whatever your goal, I am here to tell you that you don’t have to navigate this journey alone, and you certainly don’t have to settle for less than you deserve.

I’m DJ Christofferson, and for over two decades, I’ve been helping families in Wisconsin and across the U.S. secure the financing they need. But this blog isn’t just about “getting a loan”; it’s about changing the way you think about mortgages.

The Myth of the “Trade-Off” For years, the mortgage industry has operated on a frustrating unspoken rule. Most lenders will tell you that you can pick one or two benefits, but you can’t have them all. They say:

  • If you want the lowest rates, expect poor service.
  • If you want great service, be prepared to pay higher rates.
  • If you need easy processing, don’t expect many loan options.

I built my career—and joined NEXA Mortgage—to prove that theory wrong.

Why We Are Different As a Branch Manager at the fastest-growing mortgage company in the U.S., I operate on a different set of core values. We believe you can have it all: rock-bottom rates, white-glove service, a wide variety of loan options (from FHA and VA to Jumbo and USDA), and a process that is easy to understand.

What You Can Expect From This Blog I created this space to be a resource for you. In the coming posts, I will be breaking down complex industry terms, offering real-time market insights, and answering the burning questions that keep homebuyers up at night. You can expect transparent, honest advice on:

  • Navigating Loan Options: Whether you need a 30-year fixed, a 15-year remodel loan, or a Reverse Mortgage.
  • Market Truths: Cutting through the noise to understand what interest rates are actually doing.
  • The “NEXA” Advantage: How we shop your scenario with over 30+ lenders to ensure banks fight for your business—not the other way around.

Thank you for visiting. I look forward to helping you make your homeownership dreams a reality with full transparency and zero stress.

Ready to get started? Feel free to explore the site, check out our [Refinance Analysis] or [Pre-Qualification Letter] tools, or simply give me a call at 262-751-3415. Let’s find the right solution for you.

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